Ripoff Report | Complaints Reviews Scams Lawsuits Frauds Reported. Rip-off Report independent investigation showas that the Altig International insurance sales process and the American Income Life insurance products they sell are 100% leg. Thank you. The point is. Who is ED Magedson - Founder, Ripoff Report. I started to imagine this kind and generous not for profit company coming to the rescue of the family here. I want full disclosure! Yes the pay is good but only if you have a super week bringing in at least $4,000 net alp than you will receive a paycheck of about 1000 bucks if everything goes well. They have called and called and called. Copyright 1997-2023, Ripoff Report. If you want to know more about the history of American Income Life, you can find out more here. Company website run by crooks outside USA pretending to be in USA to get USA money taking your hard-earned dollars funneling it to the country of Peru, Better Business Bureau of South Florida BBB of South Florida Andre Amaro and the BBB of South Florida are harassing me and my small business! If not why not? all this time to spend online. I have an appointment to see Bob Brown next week and if this is not resolved quickly I will be writing to the NYS Insurance department and I have some other similar claims. Waco Texas, Nationwide, American Income Life ripoff reaches NC Swananoa North CarolinaRip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. Copyright 1997-2023, Ripoff Report. Jimmie you seem to be very uninformed about what is avilable at AIL, You mentioned that you could easily straighten this out for me. Waco Texas Nationwide*UPDATE : American Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. Paying off the mortgage the cars, the College, etc. Future agents or buyers deserve a little warning. this program works. They are just dying to meet you. Over time and since becoming a member, American Income Life has remained actively engaged and improving the way they address customer service complaints. Waco Texas, Nationwide, Zophin Agency ripoff Warwick Rhode Island *UPDATE - Rip-off Report REVIEW: The David Zophin Agency & American Income Life has joined the Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and is committed to addressing and resolving all legitimate complaints. They all have the benefit whether you or any other 100% commisioned insurance salesman sees them. It took only three days from being contacted about a position to being hired (RED FLAG). Corporate Advocacy Program - Verified Status, How To Get Your Report Featured On All Report Pages. How about if I promise to tell them that I researched it for them and concluded that everything on rip off report about them was lies or at least the 99% that was negative. Ripoff Report REVIEW: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program (CAP), and submit to independent investigation. Rip-off Report recently discovered that All but 2 Rip-off Reports about The David Zophin Agency were posted by the same person. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. Dylan and I agree on one thing partially, check with your union,stewards, union presidents, but go one step further and ask them to have their legal department or financial advisors or CPA look into the accusations, where we disagree is in calling American Income, what do you think they will say? Ripoff Report | American Income Life TRUSTED Business | Verified businesses you can trust. Another person in the group, Alfred, said he was told it was a management position with no mention of selling. *UPDATE ..August 30, 2010 ..after 4 years, no unresolved disputes. Commitment to customer satisfaction positive rating for its customer support from Ripoff Report. loans and the funeral instead of just paying for the funeral. The carrier has several decades worth of experience in the insurance industry, along with high ratings by AM Best and the BBB. Hiring practices, being an Agent is not an easy job, it is not a job for everyone, and only few are succesful. American Income Life / National Income Life provides products and services through independent representatives, and has been providing benefits to families for over 50 years. Waco Texas Nationwide*UPDATE : American Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. Immediately bring any problems, complaints or contacts by an unknown insurance company to the attention of your NVP. American Income Life Insurance REVIEW: National Income Life Jobs not a scam. ALL COMPANIES GET COMPLAINTS, BUT HOW THE COMPANY HANDLES THOSE COMPLAINTS, SEPARATES GOOD BUSINESS FROM BAD BUSINESSRip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. In the 2020 census, the state had a population of 10,439,388. We look the members needs and then recommend the appropriate coverage. Your story sounds good but is not close to reality. Most of them couldn't be any further from the truth. One comment made was that American Income gets the mailing list and uses it to do their own mailing. The interview process was very misleading. Ripoff Report | american-income-life complaints, reviews, scams, lawsuits and frauds reported, 109,125 results Search consumer complaints, reviews and information about american-income-life. There may also be a conversion clause which would read you have xx days to convert at teh then premium rate when you no longer * qualify* The part that paid $200 for the hurt finger is usually a good deal and when presented to you it was one package deal. Why not pay of the house, cars, education. Pie in the sky crap or legit employment opportunity ? Waco Texas, Nationwide, Paradise Property Management Ventura Illegal eviction my account being hacked, PPM will not investigate how it happened Ventura California, Kei Kullberg Quintessential Mortgage Group bait and switch you into promising you a low-rate Mortgage Scammer White Plains New York, TAHINI GODDESS Sally schimko Sexyveggies Tahini Goddess inulin Goddess Prebiotic white labeling of non-licensed food supplement. Including this Report below! They start calling with 3 successive calls in a row. Rip-off Report has the evidence. Sounds innocent, as the local president has no idea the members are prey for the vultures. They tell the people that they are taking names of those who want a FREE Child Safety Kit sent to their home. (585) 454-5800. Repackaged from Purchased from Amazon, stealing all certifications and false manufacturing markers from the packaging of NB food supplements. Adjust if you wish for states like NY where they think $1000 is plenty for the life a dead union member. The moral of the story, never trust an insurance salesman not even if the union was duped into sending them to your home. They stop at age 58 at $23.87 per thousand. I am curious if the above poster (Dee in Appleton, Maine) is still with AIL. In addition, Americ, Altig International & American Income Life are dedicated to helping their associates achieve their dreams, and will not allow a legitimate complaint to go unresolved. For instance, I refer you to the top of the page, where you posted some baseless accusations just a few days ago. Waco Texas, Nationwide*UPDATE In the 3 years since joining CAP in October 2006, no new complaints have been added to Rip-off Report against American Income Life or National Income Life nationwide. ? I hope this has cleared up a few questions, Deceptive insurance selling to union members. I got back $400. The company also takes appropriate action against any of its representatives who are found to have conducted themselves improperly or unethically. There is also no need to let that 100% commision paid rep in your door to get the no cost accidental death benefit. Benefits Specialist (Former Employee) - Remote - February 2, 2023. Unfortunately, you and I both know that not everything we read on the Internet is true. These rules are in place to protect Locals and our members from unscrupulous insurance representatives who misrepresent themselves. Covering Phoenix, Mesa, Glendale, Scottsdale, Gilbert, the valley . You are hired under the idea that the chances of having a succesful carreer are very high, that everyone can do it, and that you need no sales experience. American Income Life / National Income Life provides products and services through independent representatives, and has been providing benefits to families for over 50 years. American Income Life - Zophin Agency ripoff Warwick Rhode Island - - NOTICE: *UPDATE December 1, 2006. No offense intended, Greg, but your research is seriously flawed. AIL Northeast, David Zophin Agency ripoff - ruining more lives for his own financial gain Warwick Rhode Island*UPDATE - Rip-off Report REVIEW: The David Zophin Agency & American Income Life has joined the Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program - NOTICE: *UPDATE December 1, 2006. File your review. Its because of the unethical practices that the company itself employed. Drug Rehab Deception Addiction Treatment Industry Rocked By Fraud & Abuse. The truth always shuts up a story teller from AIL / NILICO. Rochester New YorkRip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. Ripoff Report recently discovered that all but 2 Rip-off Reports about The David Zophin Agency of American Income Life were posted by the same person. Commitment to customer satisfaction, positive rating for its customer support from Ripoff Report. In Solidarity Ha Ha brother, wink, wink, we are all union brothers AIL, NILICO,AFL-CIO, LOCAL 277. This insurance, as the name implies, will cover you for the rest of your life, regardless of your age. He said most of the guys are getting these benefits as they are needed. Hello everyone: Always check with your National Vice President to determine if an insurance carrier has approval, as well as which plan they are permitted to sell. American Income Life is truly dedicated to making sure their customers are satisfied and that any complaints which do arise are addressed promptly and fairly.To date, American Income Life has made good faith efforts to resolve all complaints reported on Rip-off Report. Get over it? After we are done whether the member enrolls in additional benefits or not, we fill out a reprot card that goes back to the union. Greg don't worry mark it on your will that you have a no cost accidental death benefit whether or not you let the scammers in the door. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. West Palm Beach Florida, Tuffy Tire & Auto Service Center Mavis Tire & Brake Charged Nearly $700 for Non-Fix Bay City Michigan, Lighting New York lighting by Jared Sent damaged product wont refund after I sent back damaged product website description is fake, Tara U THEY SCAM THOUSANDS OF PEOPLE WITH THEIR FLOWER ORDERS. *UPDATE - Rip-off Report REVIEW: The David Zophin Agency & American Income Life has joined the Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and a Rip-off Report independent investigation. Yes, the mailing list was provided by the union local. In NY they don't offer 15,20,25,30 year term for any amount of money because they just want to sell you their over priced whole life. The NEC approves insurance programs from a particular company, and that company may not market other plans sold by that company. Get stock market quotes, personal finance advice, company news and more. What next? You can find out more about this scam, which strongly resembles the practices of MLMs (multi-level or network marketing organizations), at http://www.armydiller.com/financial-scam , including what to do if you've been "had". Rip-off Report recently discovered that All but 2 Rip-off Reports about The David Zophin Agency were posted by the same person. How else could we sell that much? It is the way you were trained to think by the company that does not employ you.Your own views are the same as all the agents they fooled into believing what you do. Read full review of American Income Life Insurance. From what I remember you had some legal problems yourself. I was immediately suspicious for two reasons: he called from a cell phone and started asking questions about my child. File your review. READ: Foreign websites steal our content, Click Here to read other Ripoff Reports on American Income Life. Waco Texas, Nationwide, Altig International & American Income Life are dedicated to helping their associates achieve their dreams, and will not allow a legitimate complaint to go unresolved. Patients made into prostitutes and sex slaves, bilking insurance companies out of millions, Sac_County Iowa Prosecutor Ben Smith pays $750,000 to settle Ripoff Report 1983 civil rights lawsuit.. Federal Judge stops prosecutors abuse of power against ED Magedson Founder of Ripoff Report. NOW, there very SHAMEFUL practices of AIL : American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. Who is ED Magedson - Founder, Ripoff Report. The bottom line - read your policy carefully - and find out the answers to the above possibilities . Anyone with a brain would buy the 20 or the 30 year term for those prices if an honest guy advised him properly. Just sign here and I'll fill the rest out later, you look heathy to me, I don't want you to wait any longer or see how I might check the boxes that you signed for, there shouldn't be any discrepencies unless there is a death and a law suit and we all know the dead guy can't dispute your claims. AIL 100% commitment to customer satisfaction & Affiliate. Rip-off Report has the evidence. It sounds like GAY Mike is trying to take credit for being HA HA, if so big deal failure at career #2, he couln't teach either. "10 YEAR TERM INSURANCE" under the "code" name of "Income Protection" and you can bet none of the suckers "union members" or their friends and family members who can be invited because they are so special that they can get a free for 1 year a whopping $1000 accidental death benefit know what that means. You can read the final approval order here. When I queried the obviously false statements in letter 04-307 on Insurance and other issues, I received SPEEA 04- 364, signed by the SPEEA President [ who is also the CEO ] claiming that the E-board had reviewed and approved the 04-307 letter. this program works.===================== NOW TO THE ORIGINAL REPORT THAT WAS FILED =====================, I was just looking at my union benefit site because I received a mailing from American Income asking me to mail in my current beneficiary. What I said was a customer like John and Jane Doe would be much smarter buying a 20 or 30 year $500,000 term policy for about the price of a $7,000- $15,000 of your expensive whole life policy through your company. GET THE FACTS DUSTIN? Click here to read other Rip Off Reports on American Income Life Insurance, https://www.ripoffreport.com/reports/american-income-life/nationwide/american-income-life-scam-complaints-review-american-income-life-national-income-life-38805. To date, American Income Life has addressed and resolved all reported complaints, which have always been resolved to the complete satisfaction of their customers. Of coarse not, that is why he just happens to have some contracts for you to sign while he is there anyways dropping off your free important union benefits. Waco Texas, Nationwide, Alig International American Income Life Misrepresentations in hiring and to customers, unethical business practices, unfair treatment of agents RIPOFF Redmond WashingtonRip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. Feel safe, confident & secure doing business with American Income Life excellent business opportunity. Rip-off Report REVIEW: The David Zophin Agency & American Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program (CAP), and submit to independent investigation. Read about Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program,..A program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business. They force the buyers to sign a paper saying they are not replacing a policy when in fact many of the customers often say I will replace my Combin*d Life policy with this one. As an active and current member of the Rip-off Report Corporate Advocacy Business Remediation and Customer Satisfaction Program we are happy to report that now more than ever American Income Life remains committed to improving customer satisfaction.Remember, no company or individual can ever satisfy 100% of the people 100% of the time. They presented a balanced view of the job, and I have found everything I was told to be accurate. The father paid $200,000 above reserve at auction to secure the Sydney waterfront property so his child could live close by. Father time works against us all and I want to use my $70 per month towards my bills and retirement, not some two faced liar bothering me on Sundays. Rip-off Report has the evidence. Just not with this company. X | CLOSE In his words they are "scammers". T taylor6676 of Lutherville, US Jan 11, 2008 12:00 am EST Review updated: Jul 30, 2022 Resolved Featured review I was an employee of this company who relies on the inexperience of new agents to run this scam on union members and their friends (family). Argentina Australia Belgi (Nederlands) Belgique (Franais) Brasil Canada (English) Canada (Franais) Deutschland Espaa France If I can't make it as a manager I might make it as a MGA after I help get rid of you like I did with Mark R. You also seem to have a bias against whole life. Now Mr. Doe Is 45 still not smoking and still in great shape, let's assume he has not had any medical problems yet that would cause a rating so he could not get these great union prices. * incentives for recruiting others In the course of my research, I came upon the critical comments posted to this site, and was scared to death. American Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. Rip-off Report has the evidence. Miami Florida, Old Town Atelier Dan Kolar Alexandra Kolar Press and Ink Scamming and Blocking Paying Customers Temecula California, Full Service Network Jason Soltis, David Schwencke (CEO) They could not provide phone services needed, had to change providers after working with them for months to fix things. Approve of CEO. Hardly a Ripoff 1.5 million" paid out is absolutely true. New York is next on the list.They threaten and lie and steal from the agents just like they train the agents to lie and deceive the union members and the referrals. Every company receives complaints, and with currently more than 600 associates and more than 50 offices throughout North America, the number of complaints Altig International has received is few. These PUNKS and LIARS and THUGS sell the IN 3 WEEKS THEY SENT 3 OF MY RECIPIENTS DEAD FROZEN TINY BOUQUETS calgary, Ponce motors Deceptive car sales Austin Texas, Nextiva efax overcharged me for an entire year even before the monthly trial expired able to use the service at all. Ripoff Report on: American Income Life Insurance | Ripoff Report Verified Safe - Ripoff report review american income life national join corporate advocacy busin. Advertisers above have met our Sounds like a real union brother to me. Dont click on those slick Ads! I work for American income life and am proud of the products they offer. A Rip-off Report independent investigation has shown that the Altig International insurance sales process and the American Income Life insurance products they sell are 100% legitimate - to be expected in a federal, state and provincial regulated industry. Celebrity Skin Cream wrinkle cream rip-off advertisements US Based and Foreign companies bilked consumers out of Hundreds of Millions of dollars over the past 7 years. How am I doing on the facts? American Income Life Insurance | Ripoff Report Verified Safe. If you have a sense of confidence in your own ability to do the job, and if you're stubborn enough to see it through the first (grueling) 90 days it is a GREAT opportunity. The fastest car will not run if you never turn the engine on. American Income Life / National Income Life provides products and services through independent representatives, and has been providing benefits to families for over 50 years. Redmond Washington, Altig International & American Income Life are dedicated to helping their associates achieve their dreams, and will not allow a legitimate complaint to go unresolved. In Saskatchewan, as well as all other provinces, when you purachase any life or sickness/ accident policies you enter into a contract with the policy issuer. I'll be watching him a little more closely. I bet you have seen hundreds going through the revolving doors. But the mailing is mailed by the agent or AIL. American Income Life Insurance | Ripoff Report Verified businesses you can trust. My husband . Like the others, you were too scared to put up the numbers so I did for you and now that I did I see you shut up. Including this Report below! Life Insurance | Supplemental Health Insurance | American Income Life Life Insurance: It's for you them. Why pay a bunch of middle men? If you have a complaint in NYS you can file a complaint on line at https://www.secure03.ins.state.ny.us/webproxy/proxy/complaint/0/StartForm*jsp (*=.) If you feel good selling people that crap how good would you feel selling the families bread winner a half million in protection for about the same cost? *UPDATE: American Income Life recognized by Ripoff Report Verified as a safe business service. NO, there is not.Next you say you have seen the pay outs. American Income Life Insurance | Ripoff Report Verified Safe. strict standards for business conduct. The interview process was very misleading. They are always looking to blame "others" for their failures instead of looking themselves straight in their own eyes and say "It is me, and nothing other than myself who is responsible for my own results." Including this Report below! If an individual or Local has an insurance program they wish to provide AFGE members, they must contact their NVP with the proposal. Waco Texas Nationwide*UPDATE : American Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. INVESTIGATION: American Income Life, National Income Life pledges its commitment to customer satisfaction and Affiliate support. A Rip-off Report independent investigation has shown that the Altig International insurance sales process and the American Income Life insurance products they sell are 100% legitimate - to be expected in a federal, state and provincial regulated industry. Think about it. Look up your rate chart and tell me what a 35 year old male in excellent condition and weight would pay for a 20 or 30 year term, with a $500,000 face value = enough to pay off the house and send the kids to school, car notes, credit cards, etc.
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